Terms & Conditions

Effective Date: February 21, 2026

Welcome to Insurifya. These Terms & Conditions (“Terms”) govern your use of this website. By accessing or using this site, you agree to comply with these Terms.

If you do not agree with any part of these Terms, you should not use this website.

1. Use of Website

Insurifya provides insurance-related information for educational and informational purposes only.

You agree to use this website lawfully and not to:

  • Violate any applicable laws or regulations
  • Attempt to gain unauthorized access to the website
  • Disrupt or interfere with website functionality
  • Copy or distribute content without permission

We reserve the right to restrict or terminate access to users who violate these Terms.

2. Intellectual Property

All content on this website, including:

  • Text
  • Graphics
  • Logos
  • Layout and structure

is the property of Insurifya unless otherwise stated.

Unauthorized reproduction, distribution, or modification of content is prohibited without written permission.

3. No Professional Advice

The content on Insurifya does not constitute legal, financial, or insurance advice.

Insurance policies are contracts subject to specific terms, exclusions, and underwriting requirements. You should consult licensed insurance professionals or providers before making decisions.

We do not guarantee the completeness, reliability, or accuracy of information published on this website.

4. Third-Party Links

Our website may include links to third-party websites, including insurance providers and affiliate partners.

We are not responsible for:

  • Content accuracy on external websites
  • Third-party services
  • Privacy practices of external platforms

Accessing third-party links is at your own risk.

5. Affiliate Relationships & Advertising

Insurifya may participate in affiliate marketing programs. We may earn commissions when users click links or purchase products through referral links.

Additionally, we may display third-party advertisements, including advertising networks such as Google AdSense.

We are not responsible for the products or services offered by third parties.

6. Limitation of Liability

To the fullest extent permitted by law, Insurifya shall not be liable for:

  • Direct or indirect damages
  • Financial losses
  • Decisions made based on website content
  • Errors or omissions

Your use of the website is at your own risk.

7. Indemnification

You agree to indemnify and hold harmless Insurifya from any claims, damages, or liabilities arising from:

  • Your use of the website
  • Violation of these Terms
  • Misuse of website content

8. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date.

Continued use of the website after changes constitutes acceptance of the updated Terms.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable laws, without regard to conflict of law principles.

10. Contact Information

For questions regarding these Terms & Conditions, please contact:

Email: contact@insurifya.com